Instant Payment System Elevated 

The Central Bank of Iran on Wednesday unveiled an instant payment system, which is set to replace the apparently insecure but popular card-to-card money transfers. 
According to Mehran Moharramian, the CBI deputy governor for innovative technologies, the new mechanism is similar to the card-to-card transfers.
"Users will have to provide bank a/c number(s) for transfer instead of bank card numbers, which is more secure," CBI website quoted him as saying. 
Bank card numbers are like sensitive information better kept private, whereas bank account numbers can be easily shared. "It was crucial to replace the card-to-card method with something that allows the CBI to [better] supervise bank transactions."