Loan-to-Deposit Ratio Bucks Six-Month Rising Trend 

The ratio of bank loans to deposits bucked a rising trend that lasted for six straight months, indicating caution of banks to lend. 
Loan-to-deposit ratio (LDR) of banks and credit institutions stood at 81.9% by the end of the second calendar month (finished May 21), down 1.3 percentage points compared to the beginning of the fiscal year in March 21, 2022. 
LDR is used to assess a bank's liquidity by comparing the total loans to total deposits for a specific period and is expressed in percentage.